M-Mkoba App
SACCO operations with trust, control, and member visibility.
Designed for cooperative finance teams who need clear approvals, repayment discipline, mobile-ready self-service, and a dashboard that reflects the real work of running a SACCO.
Controlled Access
Role-based approval flows for Secretary, Chairman, finance, and member access.
Financial Traceability
Savings, shares, disbursements, penalties, and reversals remain fully auditable.
SACCO-Native Operations
Monthly repayment cycles on the 28th, share multipliers, branches, and member-led growth.